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Alternative Florida Property Insurance Companies
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Having Affordable coverage FL (HAC or H.A.C.)
HAC Formed with the aim of resolving Homeowner's insurance Issues in FL.

Lower Homeowners Insurance Premiums
Tips on getting your homeowner's insurance quotes lower and cheaper policy premiums.

Proposed Solutions to the Florida Insurance Crisis
There are many ideas about resolving the Florida housing insurance coverage problems.

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There are issues with insurance agents in Fla.

Florida Insurance Broker Windfall Profits
Are Florida Insurance Agents Making More Money From High Homeowner's Insurance Premiums?

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Wind Borne Debris Regions

These are the areas which are eligible for the Florida My Safe Home Program.

They include any area with predicted 120mph plus windspeeds.

Looking at the state map, all of Pinellas County is covered, but hardly any of Hillsborough, Pasco, Hernando, Citrus or Levy Counties are covered. More than half of Manatee County and most of Sarasota Counties appear to be covered. South Florida is well within the guidelines. That is bad if the susceptibility to high winds worries you but of course you are able to use the Florida My Safe Home Program.

The Florida state map.

Hillsborough County map:

Hernando County map

Pasco County map

For the Pasco County map, click on "search using map" on the top of the page. In the new window, click on "Regulatory" on the right side and check the box next to Wind Code Zones then click "refresh map" button back on the top of the page.

One more indication that the Miami Mafia are doing well from the current government recently is that this storm damage mitigation program, My Safe Florida Home, now only applies in 120mph plus wind borne debris zones. Where do they tend to be? The very south of the state of course.

It has been reported that the biggest savings on homeowners insurance is in South Florida as well.


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