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H.A.C.
FLORIDA, INC. |
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This is an archived version of the HAC FL web site. Many pages and files were unable to be recovered. Please understand if a link is broken for this reason.
Another Good Year For The Florida Property Insurance Industry! Initial reports show the industry had profits in Florida of at least $3.4 billion in 2007.
Backers of a National Catastrophic Insurance Fund believe the time has
come for the self-insurance concept for states to supplement the private
market...read more. WOW! What a successful and productive workshop we had at New Port Richey's Spartan Manor! Thank you to all who attended and for the work you did on the problematic sinkhole legislation in Pasco and Hernando Counties. And a special thank you to the geologists, sinkhole engineer and the other industry experts for giving us even more insight into the sinkhole problem. It is imperative for your voices to be heard and that you are involved in changes, not just told about the changes. HAC and FCAN look forward to working together in the future and possibly doing more workshops.
Be aware that the numbers are simplified averages and don't reflect different territories within a county or many other factors that can affect the rates.
Saturday,
April 5, 2008 By Robert Hunter Director of Insurance Consumer Federation of America
In 2006, with no major
hurricane activity coupled with premium increases, the industry set yet
another profit record, estimated to be $68.1 billion...read
the 28 page report (pdf). Thanks
to everyone for their support and efforts with the "E-mail Campaign" to
the Legislators during these last crucial days of the Regular Session.
Below are the results with links to Cyber
Citizen for Justice website.
HAC along with other coalition members joined together on the steps of the Old Capital Building.
You can also find your legislators below:
Florida Insurance Consumer
Advocate:
Visit the St. Petersburg Times SPECIAL REPORT Website: THE INSURANCE CRISIS
Visit the FloridaToday SPECIAL REPORT Website: INSURANCE STORM 2007
FOR IMMEDIATE
RELEASE
Consumer Coalition Calls
for
Tallahassee, Fla.
–
Grassroots consumer
groups joined together today to ask the Legislature to solve Florida’s
insurance crisis. The groups reacted to insurance company proposals and
made their own recommendations. Several of the group’s leaders testified
at a hearing of the Senate Insurance Committee today.
Ginny Stevans, President of HAC, Having Affordable Coverage, said, “People
have come together from all over the state because we are being forced out
of our homes by high insurance rates. It has to stop.” Together the
groups represents more than 100,000 Floridians...read
more.
financial hardship? 
Are you retired and have had to go back to work?
Are you afraid you may go into or are in foreclosure?
Have
you gone without food or medicine?
Have
you taken out loans or gotten cash from yourcredit cards just to pay your insurance?
Are you concerned you may lose your small business?
Have your rates gone up 300% to 500% or even higher inthe past three years?
PLEASE TELL US YOUR PERSONAL
STORY. Mail: H.A.C., P.O. Box 395, Port Richey, FL 34673 Fax: 727-863-7073 HAC has meet with Governor Charlie Crist and other Legislators and has given them your personal stories. Please continue to send in your stories, they are helping to make a difference.  Florida exodus? Statistics show residents starting to leave for less costly locales
The nation's largest moving company
reported 16,212 inbound shipments to Florida last year and 17,019 outbound
shipments. United moved more people to Florida in each year from 1999 to
2004, but the number of inbound moves fell in 2005, spokeswoman Jennifer
Bonham said.
COMMERCIAL INSURANCE RATES CONTINUE TO FALL WHILE INSURER PROFITS SKYROCKET TO RECORD LEVELS...view chart. From Americans for Insurance Reform
IT'S HARD TO SELL A HOUSE IN THESE
INSURANCE CONDITIONS
The "EXODUS" has begun!!
BOYCOTT CALLED FOR ON AUTO
INSURERS!!
A question was faxed to HAC:
Dear HAC, Please
call/fax me!! I am a builder that can't get a straight answer to a simple
question: "Why if I'm building at $60-$65 sq/ft. does
Gov. run Citizens
FORCE you to insure at $120 sq/ft??"...
Places to post your opinions and comments.
Post your
comments on the St. Petersburg Times forum:
Post your
comments on the the Tampa Bay Online Blog:
You can also join
the HAC Yahoo Blog and post there:
"The world is a dangerous place to live...not because of the people who are evil, but because of the people who don't do anything about it." Albert Einstein
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H.A.C.
Florida, Inc., is a NON-PARTISAN, grassroots organization of
concerned people fighting against the skyrocketing insurance premiums in
Florida. We are fighting to have the government created "insurer of last
resort" Citizens Property Insurance, and all insurance companies in Florida investigated and
the return of affordable property insurance to Florida. That is our goal and
mission. Property insurance in the state of Florida has become so expensive in the last
three years that many homeowners are losing their homes because they can't
afford their ever increasing insurance premiums. This is not only due to the insurance
claims in years 2004 and 2005, but also because of mismanagement, fraud,
conflict of interest, government gone wrong, incompetence and a multitude of
other issues as we see it.
(HAC was originally known as "Homeowners Against Citizens" when
Citizens was the only insurance provider with exorbitant rates).
This
4 room home built in 1915 which is located in West Pasco has a County
assessment value of $6387. Citizens says its replacement cost is
$217,600. Could it be because tin roofs are more expensive then shingle,
or is it the Italian marble tile in the foyer?
STATE FARM
INSURANCE FRAUD